Unoccupied Properties

(Commercial and Residential)

Unoccupied Properties

Unoccupied Properties (Commercial and Residential)

Reasons for unoccupancy:

Part Unoccupied Properties, Awaiting Sale or Let, New Purchase, Undergoing Renovation, Awaiting Planning Permission, Probate.
LIMITS:
  • Maximum Property sum insured £3,500,000 (any one risk)
  • Property Owners Liability with £1,000,000, £2,000,000 or £6,000,000 limits available

Cover

  • Buildings
  • Contents
  • Periods: 3, 6 & 12 month policies available with pro-rata returns (subject to terms & conditions)

Perils

  • FLEEA
  • Level 2 – Extended Perils
  • Level 3 – Full Perils

Key Extensions

  • Expenses – Architects, Surveyors, Consulting Engineers & Legal Fees – Maximum amount 15% of the Building Sum Insured
  • Sale of Buildings
  • Landscaped areas following damage caused by emergency services – Maximum £1,000 in any period of insurance

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