Commercial Properties

This is an offering designed for owners of residential properties or commercial property. We offer protection for buildings, contents, loss of rent, employers’ and property owners’ liability

Back to products

Acceptable Risks:

Block of Flats
Mixed Occupancy Risks
Housing with Multiple Occupancy
Shared Accommodation – Professional let
Bedsits – Professional let
Non-standard Construction
Asylum Seekers
Subsidence including underpinned properties
Criminal convictions
Adverse financial history
Adverse claims history
Works and Renovations
Risks that have been previously declined
Unoccupied properties
Commercial Properties with Residential above

Key Features

Accidental loss or damage
Contract Works up to £100,000 (one hundred thousand pounds) any one contract and in any one period of insurance
Contractors’ Interest up to £100,000 (one hundred thousand pounds) for any one contract
Further Investigation Expenses up to £10,000 (ten thousand pounds) in any one period of insurance
Mortgagee, Freeholder or Lessor interest
Public Authorities up to 15% (fifteen percent) of the sum insured
Unauthorised Occupation
Trace and Access up to £25,000 (twenty five thousand pounds)
Managing Agents up to £25,000 (twenty five thousand pounds)