Non-Standard Household
Specialist insurance for unique and non-standard homes.
Non-Standard Household Insurance
East Kent Underwriting Non-Standard Household product caters for the vast majority of non-standard household insurance needs. With the number and range of homes now deemed to be non-standard on the increase, a quality and highly serviced product is an important tool for the following:
- Guest Houses / B&B – No more than 10 rooms
- UK Holiday Homes – Non Let
- Non Standard Construction
- Flat Roofs (Various types of construction)
- Insureds with previous Claims Experience
- Insured with Known Convictions
- Insured with Known Declinature / Special terms imposed
- Previous Subsidence – Including previous underpinning
- Premises that include an element of working from home
- Temporary Unoccupied Premises
- Listed Premises
- Standard
Key Product Features
- Standard and Optional Covers
- Accidental damage to fixed glass, sanitary fixtures, fittings and electrical equipment
- High value contents and valuables risks
- Tracing and accessing of leaks up to £2,500
Limits
- Maximum Sum Insured is £3,000,000 any one risk
- Minimum Premium per policy is £75.00 plus IPT
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